Faith Arnold Schwartz is Senior Vice President of Government Solutions at CoreLogic. She leads and manages the company’s business relationships and execution with U.S. financial regulatory agencies, government-sponsored enterprises (GSEs), and other selected federal agencies.
Prior to joining CoreLogic, Schwartz was the executive director of the HOPE Now Alliance, a non-profit coalition of mortgage lenders, servicer and investors, the Federal Reserve Banks and GSEs created in 2007 to find solutions for homeowners at risk of losing their homes. In this role, she also helped create HLP, an independent non-profit institution to provide a communication loan workout vehicle for borrowers, counselors and investors.
Prior to accepting the opportunity to lead the HOPE NOW Alliance in 2007, she led Public Affairs and Enterprise Risk Management at Option One Mortgage Corp. She is a member of the board of directors of Mortgage Cadence and is a past president of Women in Housing and Finance (WHF). She has served on the Federal Reserve System’s Consumer Advisory Council, the NCRC Mortgage Advisory Council, and the boards of the Mortgage Bankers Association of America and the Asian Real Estate Association.
She holds a bachelor’s degree from Shippensburg University and a master’s degree in business administration from the University of Pittsburgh.
Mr. Longbrake has held a variety of leadership positions in the financial services industry for more than 40 years. He is a former chief financial officer and vice chair for Washington Mutual, Inc. He has also served in key positions with the federal government, including acting senior deputy comptroller for policy and senior deputy comptroller for resource management for the Office of the Comptroller of the Currency, and financial economist, acting controller and special assistant to the chairman at the Federal Deposit Insurance Corporation.
Since June 2009, Longbrake has been an Executive in Residence at the Robert H. Smith School of Business at the University of Maryland and participates in the Center for Financial Policy. He is also a nonvoting member of the Washington State Investment Board, which manages approximately $70 billion in public employee retirement funds, and serves on the audit committee.
He is one of three founders and chairman of Lift Up Africa, a nonprofit organization that addresses health, education and agricultural development issues in Africa. He also serves on the boards of trustees of Auburn Theological Seminary and the College of Wooster, and is a director of City First Bank of DC, a community development financial institution.
Longbrake holds a degree in economics from the College of Wooster. He earned his master’s degrees in monetary economics and business administration from the University of Wisconsin. He received his Ph.D. in finance from the University of Maryland.
Steve O’Connor is senior vice president of Public Policy and Industry Relations at the Mortgage Bankers Association (MBA). He manages MBA’s residential policy process for legislative, regulatory, and industry issues. O’Connor leads MBA’s regulatory advocacy efforts. He is also responsible for outreach to industry groups, consumer organizations, and other key stakeholders.
Before joining MBA in 1996, O’Connor worked in government affairs for the National Association of Realtors and Freddie Mac. He has also worked for Skyline Financial Services Corporation.
He has appeared on numerous national TV and radio programs, and has often been quoted in major print publications. He is a regular guest speaker on industry issues.
O’Connor holds a bachelor’s degree in political science from Marquette University and a master’s degree in political science from American University.
Stuart Tryon is a retired Special Agent in Charge at U.S. Secret Service. He served for more than 23 years in numerous investigative and leadership positions. These positions include Presidential Protective Division Detail Leader, Deputy Special Agent in Charge, Special Agent in Charge and Senior Executive Service.
As the Deputy Special Agent in Charge of the Criminal Division, Tryon coordinated division policy, directed administrative operations and coordinated complex global financial crime investigations across 145 domestic and international offices.
He has also held several interagency positions, including co-chairman of the U.S. Treasury’s Financial Crimes Enforcement Network Illicit Finance Committee. He was also co-chairman of the Department of Homeland Security Cyber Skills Taskforce Surge Capacity Force Committee. The latter committee developed department policy for cyber incident surge capacity force development and response.
Tryon holds a Master of Science in Management from The Johns Hopkins University and a bachelor’s degree from the University of Bridgeport.
John Dalton is President of the Housing Policy Council, a division of the Financial Services Roundtable. The Housing Policy Council was formed in 2003, and its members are thirty-two of the leading national mortgage lending, servicing and mortgage insurance companies. The Housing Policy Council advocates its members’ interests on national mortgage and housing policy issues before Congress, the Executive Branch and federal regulatory agencies.
Dalton joined the Financial Services Roundtable in 2005. Previously, he served at the 70th Secretary of the U.S. Navy under President Bill Clinton.
He has also served as President of the Government National Mortgage Association of the U.S. Department of Housing and Urban Development and as Chairman of the Federal Home Loan Bank Board under President Jimmy Carter.
Dalton is a graduate of the United States Naval Academy and has an MBA from the University of Pennsylvania’s Wharton School of Finance.
Sydney Garmong is a partner in the national office of Crowe Horwath, LLP, in Washington, DC, and has been with the firm since 2002. She is the partner in charge of regulatory affairs of the national office, which focuses primarily on practice matters related to the SEC and the federal financial institution regulators. She is also responsible for accounting, financial reporting and regulatory issues affecting financial institutions, and is a member of the AICPA's Depository Institutions Expert Panel. Sydney holds a Bachelor of Science in Finance and Real Estate from Indiana University in Bloomington, IN, is a CPA licensed in Indiana and the District of Columbia, and a member of the AICPA.
Jonathan Fiechter is a senior advisor at Systemic Policy Partnership, a company that provides advice to governments, central banks and other financial authorities on the design and governance of public policy institutions responsible for financial, monetary and economic policy.
Fiechter previously served as deputy director of Monetary and Financial Systems Department for the International Monetary Fund before retiring in 2014. He joined the IMF in 2003 to head up the Monetary and Financial Systems Department’s financial supervision and crisis management unit.
Fiechter has also worked for several prominent national and international financial regulatory agencies. He served as Senior Deputy Comptroller at the Office of the Comptroller of the Currency, where he was responsible for bank capital policy, macro and financial analysis, and the OCC’s international operations. He also participated in the Basel Committee and the Committee’s Capital Task Force.
Fiechter has also worked at the World Bank. He served as Director of Special Financial Operations, a department that focused on countries experiencing major financial sector distress. He also served as Director of the Financial Sector Development Department and Chairman of the Financial Sector Board.
Fiechter also served as Acting Director for the Office of Thrift Supervision, a federal agency created in 1989 to supervise the savings and loan industry. During this period, the thrift industry was successfully restructured and restored to financial health.
Mr. Fiechter began his career at the U.S. Treasury Department in 1971 as an international economist.
Ira Goldstein is the President of Policy Solutions at The Reinvestment Fund (TRF), a results-oriented, socially responsible community investment group.
He has conducted spatial and statistical analyses in many cities and regions across the United States. Those studies are used by local government to craft policy responses and allocate scarce resources based on local conditions. He also has conducted studies of mortgage foreclosures and abusive lending practices. His work supported civil rights and consumer protection cases brought by federal, state and local governments.
For more than 25 years, Dr. Goldstein has been a lecturer for the University of Pennsylvania’s Urban Studies program. He instructs undergraduates and graduate students in research methods, statistics, and housing policy.
Prior to joining TRF, Dr. Goldstein was the mid-Atlantic Director of Fair Housing and Equal Opportunity for the U.S. Department of Housing and Urban Development. He is a member of the Research Advisory Board of the Center for Responsible Lending, Governor of Pennsylvania’s Housing Advisory Committee, Advisory Board for HUD’s journal Cityscape, and Board of the SHARE Food Program. He is a former member of the Federal Reserve Board’s Consumer Advisory Council.
Goldstein holds a PhD, MA, and BA in sociology from Temple University
David H. Stevens is President and Chief Executive Officer of the Mortgage Bankers Association.
Stevens has more than 30 years as an executive in mortgage finance, sales, acquisition, investment, risk management and regulatory oversight. He started his career at the World Savings Bank and was later a Senior Vice President at Freddie Mac and an Executive Vice President at Wells Fargo. After holding those positions, he was named President and Chief Operating Officer of Long & Foster Companies, the nation’s largest privately held real estate firm.
Immediately prior to joining MBA, Stevens was the Assistant Secretary for Housing and Federal Housing Commissioner at the United States Department of Housing and Urban Development. In this role, Stevens had direct responsibility for oversight and administration of the Federal Housing Administration insurance portfolio.
Stevens is quoted frequently in major national and trade media on issues affecting the mortgage and housing markets. He has been made Bloomberg’s “50 Most Powerful People in Real Estate” list, and has twice been named one of the “Top 100 Most Influential Real Estate Leaders” by Inman News.
Stevens serves as Director of the MBA Opens Door Foundation, the association’s national 501(c) 3 nonprofit organization for philanthropic ventures.
Stevens is a graduate of the University of Colorado in Boulder.
Camillo T. Melchiorre, III is president and chief executive officer of HLP, Inc. Melchiorre started as a Founding member while part of the HOPE NOW technology committee and served as an original member of the Board of Directors. Melchiorre then took over as CEO in March of 2011.
As a member of the Financial Services Roundtable’s HOPE NOW technology committee in 2008, the committee recommended creating a technology solution to better serve homeowners at risk of foreclosure.
Melchiorre has more than 25 years of experience in the mortgage industry. Before joining HLP, he served as chief executive officer and president of MSTD Inc. Prior to working at MSTD, Melchiorre served as a Vice President of Servicer Relations and Policy at Freddie Mac. He also served as a charter member of Freddie Mac’s Mortgage Servicing Industry Advisory Board.
Melchiorre also served for more than 10 years as a Vice President of loss mitigation and quality control at Commonwealth Mortgage Assurance Corp. (CMAC, now Radian Mortgage Insurance). He also began the company’s affordable housing pre-purchase counseling program.
He is a frequent speaker on mortgage servicing issues and is the author of the Loss Mitigation chapter of volume one of the Handbook of Mortgage Banking. Melchiorre received a bachelor’s degree from Gettysburg College and holds a law degree from Widener University in Wilmington, Delaware.